Uza Kutyeba njani? Iindlela ezili-10 eziphezulu kunye neengcebiso

Indlela yokuba sisityebi? Ukwazi indlela yokuba sisityebi, ukuzuza nokulondoloza ubutyebi ngokungathandabuzekiyo kuliphupha kubantu abaninzi namhlanje. Okokuqala nokuphambili, kubalulekile ukuqonda ukuba eli phupha liyafezekiswa, kungakhathaliseki ukuba zithini na iimeko zakho zangoku. Ifuna nje ukwamkela isimo sengqondo esifanelekileyo kunye nokuziphatha, kwaye ukhethe ngononophelo utyalo-mali lwakho kunye nobuchule bokwakha ubutyebi. Esi sikhokelo siya kukunceda ufumanise iindlela, utyalo-mali, isimo sengqondo, izakhono, kunye neendlela zomsebenzi oza kubeka phambili ukuze ube sisityebi ngokukhawuleza, ukusuka ekuqaleni, ngemali encinci, kwiminyaka engama-30, kumhlalaphantsi, kwi-Intanethi, okanye ngaphandle kokusebenza.

Zeziphi iindlela ezili-10 ezizezona zilungileyo okanye iindlela zokuFumana?

1. Ukudala ishishini
2. Ukutyala imali kwiimpahla ezithengiswa esidlangalaleni
3. Ukuthenga i-crypto-assets
4. Ukuthengiswa kweoli
5. Utyalo-mali lwezindlu
6. Utyalo-mali kwigolide
7. Ukuthatha inxaxheba kwikomkhulu leenkampani ezingadweliswanga
8. Urhwebo lwe-Forex
9. Utyalo-mali lwewayini
10. Ukubekwa kubugcisa

Ukudalwa koShishino

Ukuqala ishishini kunokukunceda utyebe ngokukhawuleza. Nangona kunjalo, kuya kufuneka ube nolwazi lwangaphambili kwicandelo lomsebenzi onqwenela ukungena kuwo. Oku sele kuthethiwe, kufuneka uqale uvavanye ukuba ingaba inkonzo oyinikezelayo okanye imveliso oyicebisayo iyahlangabezana nemfuno ekhoyo okanye imfuno.

Njengebhonasi, khumbula ukuba ilizwe leshishini liyaguquguquka kwaye kufuneka uhlale uphonononga isicwangciso sakho. Okokugqibela, kuya kufuneka ujikeleze neqela elisebenza ukwenza ishishini lakho liphumelele.

Utyalo-mali kwiiMpahla ezidweliswe kwi-Stock Exchange

Utyalo-mali kwizabelo ezidwelisiweyo kukuvumela ukuba wenze imali ngokunyuka kweenzuzo zeenkampani ezidwelisiweyo kwaye mhlawumbi uzuze imbuyekezo enomtsalane ekuhambeni kwexesha. Nangona kunjalo, kuba kukho ukungaqiniseki malunga namaxabiso esitokhwe, kuyacetyiswa ukuba uguqule ipotifoliyo yesitokhwe sakho.

Amathuba afumanekayo kuwe ukuba utyale imali kwiinkampani ezidweliswe kwi-stock exchange ukuzama ukuba zizityebi kukutyalomali ngokuthe ngqo, ngokusebenzisa ii-akhawunti zokutshintshiselana ngesitokhwe kwibhanki yakho, ngee-akhawunti zotyalo-mali lwe-stock market kunye nabarhwebi be-intanethi njengoko DEGIRO, okanye ngeemali kunye neSicav.

Nazi ezona ntengiso zibalaseleyo zokusebenzisa ukutyala imali kwizitokhwe:

Ukuthenga i-Crypto-Assets

Ngaphandle kokungaguquguquki kwabo, ukutyala imali kwi-cryptocurrencies kwixesha elide kunokuba luncedo kwaye kukuvumela ukuba ube sisityebi. Umbono apha ayikokutyalomali zonke izinto zakho (kodwa kuphela i-10 ukuya kwi-15% yayo) kwaye uhambe nge-broker ethembekileyo ye-intanethi yokutyala imali kwi-cryptocurrencies njengomthengisi. eToro.

Ngcono noko, kuya kufuneka utyale imali kwiimali zenyani ezineminyaka ethile (ezifana neBitcoin okanye i-Ethereum) kunye nodumo oluhle. I-Bitcoin ngokukodwa ibonakalise ukuba imbuyekezo yayo ingaba phezulu kakhulu kunemali yemveli.

Nalu uluhlu lwezona ntengiso zibalaseleyo ngoku zokuthenga ii-cryptocurrencies:

Ukurhweba ngeoyile

Ukunqongophala kweoli esikubonayo kukhokelela ekunyukeni kweendleko zokutsalwa, okuthi, kwixesha elide okanye elifutshane, liguqulele ekunyukeni kwamaxabiso, ukuba oku akukhokelela ekutshatyalalisweni kweoli. Nangona kunjalo, imfuno yeoli kwixesha eliphakathi iyakhula, ngakumbi kumazwe asahlumayo.

Ngexesha elide, kunokwenzeka ukuba ixabiso lombhobho liya kufikelela kwi-100 yeedola. Ke ngoko, ukutyala imali kwi-oyile kwi-Intanethi kuya kukuvumela ukuba ufumane inzuzo enkulu. Ungakwenza oku ngokuthenga izabelo zeenkampani kweli candelo, ii-ETFs, okanye ngokurhweba ngeeCFD kunye nomthengisi onjengaye. Vantage.

Utyalo-mali lwezindlu

Ukutyala imali kwi-real estate usebenzisa okanye ukungasebenzisi i-real estate leverage kunokukunceda ube sisityebi. Unokutyala imali kwiphepha lamatye. Utyalo-mali kwizindlu ezirentwayo nge-real estate broker kwi-intanethi ikuvumela ukuba wenze inzuzo ngaphandle kokufuna ukuba nexhala malunga nokulawula impahla yakho.

Utyalo-mali kwiGolide

Zimbini iindlela zokutyala imali kwigolide ukuze ube sisityebi. Ungathenga ii-ETF, utyale imali kwi-CFD yegolide, okanye uthenge izabelo zeenkampani ezirhweba esidlangalaleni ngemigodi nge-broker efana DEGIRO. Nangona kunjalo, kufuneka kukhunjulwe ukuba inzuzo elindelekileyo ixhomekeke kwixesha lokuthenga kunye nokuthengiswa kwegolide.

Ngenxa yokuba igolide yindawo ekhuselekileyo, ukuba ifikeleleke kwaye ibandakanya iindlela zokuhlawula jikelele, ngaphandle kokulibala ukuba yimveliso yokonga efikelelekayo kubo bonke, unokufaka imali kwigolide ebonakalayo okanye kwigolide yephepha kwi-intanethi.

Ukuthatha iNxaxheba kwiNkunzi yeeNkampani ezingadweliswanga

Inkunzi yotyalo-mali okanye i-capital capital ikuvumela ukuba uqonde iinzuzo ezinkulu kwixesha elifutshane (ngokuqhelekileyo phakathi kweminyaka emi-4 kunye nesi-7). Ungangenelela kwinkunzi yomngcipheko ngokubhalisela kwizabelo eziqhelekileyo, izabelo ezikhethwayo, iibhondi okanye ngokunikezela kwangaphambili kwiiakhawunti zangoku zamaqabane. Imbuyekezo kutyalo-mali oluvela kwi-venture capital imalunga ne-10% kwixesha eliphakathi ukuya kwelide.

URhwebo lwe-Forex

Imarike yemali inikezela ngengeniso engenamkhawulo, ngakumbi kuba kunokwenzeka ukusebenzisa i-leverage ukwandisa kakhulu utyalo-mali lwakho lokuqala. Kuya kufuneka uyazi, nangona kunjalo, ukuba i-avareji ayinakukhusela kwingozi enxulumene nemarike yotshintshiselwano lwangaphandle.

Kuya kufuneka ufunde i-Forex yeeDummies kwaye usebenzise i-leverage ngononophelo, kuba ukuba wenza impazamo, umphumo wayo unokuba yintlekele. Kufuneka kwakhona utyale imali kwiintlobo ngeentlobo zemali ngababini. Abona balamli babalaseleyo bokwenza olu hlobo lotyalo-mali ngabarhwebi abakwi-intanethi abasebenza kwi-Forex, ngakumbi Vantage.

Naba abarhwebi abagqwesileyo borhwebo kwi-Forex:

Utyalo-mali lweWayini

Ukuze ube sisityebi, usenokukhetha ukutyala imali kwiwayini. Ungakwenza oku ngokuthenga nokugcina iibhotile zewayini ukuze uzithengise xa zinyuka ixabiso. Ngotyalo-mali lwewayini lwexesha elide, ungalindela ireyithi yembuyekezo emalunga ne-6% ngonyaka.

Ukubekwa kwi-Art

Kwiminyaka eyi-10, umthamo wokuthengisa wemisebenzi yobugcisa unyuke nge-300%. Olu lwando lukhulu lubangelwa ikakhulu kuphuhliso lobugcisa bale mihla oluthe kwiminyaka eli-15 yabhala ukwanda okungaphezulu kwe-1%. Utyalo-mali lwexesha elide olulolu hlobo lunokuvelisa imbuyekezo yonyaka malunga ne-500%. Imarike yobugcisa be-intanethi ibonakala iyisisombululo sotyalo-mali esinomdla sokufumana ubutyebi.

Zeziphi izinto ezili-10 onokuzenza ukuze ube sisityebi kwi-30?

• Gxininisa kwinzuzo

Kufuneka sifumane indlela yokuyenza isoloko ithwala isiqhamo.vantage umvuzo wakho. Ukwenza oku, imali kufuneka ibe yeyona njongo yakho iphambili, eya kukuqhubela ekusukeleni amathuba amaninzi.

• Yahlula imithombo yengeniso yakho

Ukufumana imali eninzi kwaye ube sisityebi, kubalulekile ukuba nemithombo emininzi yengeniso yokwenziwa. Ukuba eyona nto ifanelekileyo kukuba ubene-3 ubuncinci, akukho nto ikuthintelayo ekubeni ube nangaphezulu. Ungatyala imali kwizindlu ezirentwayo, izitokhwe, amashishini, i-inshurensi yobomi, njl.

• Gcina imali kutyalo-mali

Ugcino lwakho kufuneka lusetyenziswe kutyalo-mali. Okufanelekileyo kukubeka le mali kwi-akhawunti yexesha, ngelixa ucinga ngeprojekthi yotyalo-mali. Kutheni ungazivumeli ukuba ulingwe yimarike yemasheya, i-real estate okanye iqonga lotyalo-mali kwi-intanethi?

• Kuphephe ukuqhayisa

Ukuthanda ubunewunewu akuhambi kunye nomnqweno wokuba sisityebi. Wakuba ulufikelele usukelo lwakho, unokuzenzela nantoni na oyifunayo.

• Yamkela umbono olungileyo wemali

Yazi ukuba kunokwenzeka ukutsala imali ngokucinga. Kufuneka uhlale ukhumbula ukuba kunokwenzeka ukuba ube sisityebi, kuphela emva koko uya kuphumelela. Ubutyebi kufuneka bube yintshukumisa yakho kuphela.

• Yiba lutyalo-mali lwakho

Ukutyala imali kuwe yenye yeemfihlo zokuba sisityebi kwi-30. Ukwenza oku, kufuneka uqeqeshe kwiindawo zezakhono ngaphandle kwezo onazo. Ukufunda sesinye sezitshixo zokufika apho. Kule nto, kufuneka wongeze uphawu lomntu siqu, oko kukuthi ukukhuthazwa komfanekiso wakho kunye nokwahlula kwakho kwabanye.

• Chaza iinjongo zakho kunye neendlela zokuziphumeza

Kufuneka uchaze ngokucacileyo iinjongo zakho xa ujonga indlela yokutyeba kwaye ukuba ufuna ukutyeba. Zakuba zichaziwe ezi zinto, kufuneka ucinge ngendlela yokuzifumana. Sekunjalo, kufuneka usebenze nzima ukuze ufumane imali.

• Funda kwabo ubathandayo

Impumelelo iqala ngokhetho lwabantu. Kufuneka ujikeleze ngeyona nto ingcono. Ukuqhubela phambili, kufuneka uthande kuphela ubudlelwane obulungileyo, obo bukuphakamisayo hayi obukuthobayo. Abacebisi babalulekile ukuze ube sisityebi.

• Injongo yokuba inyanga ifikelele ezinkwenkwezini

Akufanele nanini na unciphise injongo onqwenela ukuyifeza; kungcono ukucinga ngamakhulu ezigidi kunamashumi. Kufuneka ube namabhongo ngakumbi, kuba kukho imali eninzi ehlabathini kunokuba ucinga.

• Hlala uziqeqeshe kwaye ugxininise

Uqeqesho aluthethi ukuba asisahlali nabantu, kodwa senze yonke into ngexesha layo elifanelekileyo. Kuya kufuneka wenze isiqhelo, uphile ubomi obusempilweni kwaye ngaphezu kwako konke ufunde ukulawula uxinzelelo.

Ungaba sisityebi njani ngokutyala imali ngobulumko kulondolozo lwakho?

• Ukutyala imali oyongileyo kwizitokhwe. Imarike yemasheya iqhube kakuhle kwiminyaka yakutshanje, icebisa ukuba utyalo-mali kwii-stocks ingaba yindlela ekhangayo yokwakha ubutyebi. Abarhwebi bayathanda DEGIRO kukunceda ukuba utyale imali kwezona meko zilungileyo kule marike.
• Utyalo-mali kwii-stocks zobuchwepheshe. I-capitalisation yemalike ye-tech giants (GAFAM) iyodwa imele ngaphezulu kwe-10 yeetriliyoni zeedola. Ngaphezu koko, ukusebenza kwamva nje kwee-stocks zeteknoloji, ngokukodwa i-index ye-Nasdaq ephumelele i-S & P 500, ibonisa ukuba utyalo-mali kwii-stocks zeteknoloji lunokuba nenzuzo.

Unokuba nguMillionaire odla umhlala-phantsi?

• Tyala imali kwizitokhwe ezikhuselekileyo. Ngomzamo wokulondoloza inyanga nenyanga we-€ 450, umzekelo, unokuba yi-millionaire emva kweminyaka engama-37 ngokutyala imali kwi-CAC 40 (okanye i-stocks yayo), enembuyekezo yonyaka eyi-8,5%. Unokuthatha ithuba leenzuzo zerhafu zePEA (isicwangciso sokulondoloza izabelo), ekuvumela ukuba uphinde utyale izabelo kunye neenzuzo ezinkulu kutyalo-mali lwakho.
• Ukutyala imali eninzi kwiinshurensi yobomi yenye indlela yokuba ngusozigidi xa uthatha umhlala-phantsi. I-inshurensi yobomi, kunye nokuguquguquka kwayo, ikuvumela ukuba uguqule utyalo-mali lwakho.

Indlela yokuba ngusozigidi ngokukhawuleza?

• Tyala kwipropati erentwayo

Unokukhetha ukutyala imali nge-real estate leverage okanye ukutyala imali nge-real estate cash flow. Phavantage I-average kukuba ungatyala imali kwi-real estate ngaphandle okanye kuncinci kakhulu. Phavantage ukwenza utyalo-mali ngokungena kwemali kukuba unokwazi ngoko nangoko ukuba yintoni inzuzo yakho yenyanga yokurenta.

• Yandisa inzuzo yotyalo-mali lwakho lwezindlu nezindlu

Ukwandisa irhafu yotyalo-mali lwakho lwezindlu, okona kulungileyo kuya kuba kukurenta indawo yokuhlala engeyiyo yobuchwephesha. Ukurhafiswa kweLMNP nguvantagesebenzisa kangangoko ungahlawuli rhafu kumvuzo wokurenta. Kwakhona cinga ngokuphathisa ulawulo lwe-real estate yakho, ekuvumela ukuba ube nexesha lokukhulula (ukuzinikela komnye umsebenzi) kunye nokuhlawula irhafu encinci.

Uza Kutyeba njani kwiZero? Ingcebiso

• Qala ishishini
• Tyala imali yakho
• Gcina kangangoko
• Nciphisa iindleko zakho
• Ukunciphisa kwaye ubuyisele iikhredithi
• Phuhlisa izakhono ezitsha
• Fumana ulwazi oluninzi kangangoko
• Thatha imingcipheko
• Kholelwa kuwe
• Hlala uthobekile

Unokufumana Njani Ubutyebi kwaye Uhlale Usisityebi?

• Tyala imali kumathuba amatsha

Kubalulekile ukuqhubeka nokudala ubutyebi ukuze uhlale usisityebi. Ukwenza oku, akufuneki uyeke naliphi na ithuba leshishini ngenxa yokuba usisityebi. Umzekelo, unokuba ngumtyali-mali wengelosi ngokutyala imali kwisiqalo.

• Yiba neenjongo zokukhula kwakho kwemali

Ngokuqinisekileyo kufuneka uhlale uyilo ukuze ufumane amathuba amatsha oshishino oza kutyala kuwo. Ukwenza oku, kufuneka wenze ukukhula kwakho kwemali kube yinjongo esisigxina. Qhubeka ukholelwa ukuba kukho imali engakumbi ekufuneka yenziwe.

• Uthungelwano nabantu abaphumeleleyo

Oku kubalulekile ukugcina ingqondo yakho igxile kwimpumelelo. Ukunxibelelana nabantu abazizityebi akukuvumeli kuphela ukudibana nabantu abatsha, kodwa nokuba nemithombo emitsha yenkuthazo.

• Ungaze uthathe umhlala-phantsi ngokupheleleyo

Oku akuthethi ukuba usebenze ngaphezulu kwe-70 ngentshiseko efanayo ngokungathi uneminyaka engama-40, kodwa ungaze uphulukane nomphefumlo worhwebo okuqhubayo. Ukuqhubeka nokusebenza kule minyaka kuqhuba le mvakalelo yokuphumelela kwaye kukunceda uhlale ugxile kwimingeni emitsha.

• Cela iingcebiso malunga nokulawula i-asethi yakho

Zingqonge neengcali zolawulo. Umcebisi wezezimali unokukunceda wenze isicwangciso semali kunye nokulawula utyalo-mali lwakho olwahlukeneyo. Umcebisi werhafu uya kukunceda ugcine ulawulo lwemeko yakho yerhafu.

Zeziphi izakhono onokuzizuza ukuze ube sisityebi?

• Ukukwazi ukunxibelelana

Ukuphuhlisa izakhono zonxibelelwano kubalulekile ukuze ube sisityebi. Ukwazi indlela yokunxibelelana kukunceda ukuba uqinisekise kwaye ucenge abo unqwenela ukusebenzisana nabo.

• Ukukwazi ukulawula ixesha lakho

Ukwazi indlela yokulawula ixesha lakho kuthetha ukuba ngaphezu kwakho konke ukukwazi ukunyamekela yonke into ephambili. Ukuba awukwazi ukunyamekela izinto ezithile ngokwakho, kuyimfuneko ukuphathisa abanye.

• Ubukrelekrele beemvakalelo

Kumalunga nokwenza umzamo wokuziqonda kwaye ulawule iimvakalelo zakho. Ubukrelekrele beemvakalelo bukwabandakanya ukufunda ukwazi abanye ukuze usebenze ngcono kunye nabo.

• Ukuzikhuthaza

Kubalulekile ukwazi ukuba ungazikhuthaza njani ukuba uqhubele phambili ngokukhawuleza kwaye ufezekise iinjongo zakho. Kuya kufuneka ufunde ukoyisa imiqobo ekuthintela ukuba uye phambili. Kufuneka ugcine umnqweno wempumelelo okuqhubayo.

• Ukugxila

Kubalulekile ukugcina ingqalelo ukuze ube sisityebi kwaye uphephe nantoni na enokuphazamisa. Ekupheleni kosuku ngalunye, kuya kufuneka ukwazi ukuthatha uluhlu oluqinisekileyo lwento oyenzileyo.

• Ulawulo lwemali

Ukuze ube ngusozigidi, kubalulekile ukuba uqale wazi indlela yokulawula kwanemali encinci kakhulu. Okona kungcono, kufuneka ukwazi ukuba ithini imeko yakho yezemali ngalo lonke ixesha.

• Ukukwazi ukuthetha esidlangalaleni

Uninzi lwabantu abazizityebi kweli hlabathi luthetha kakuhle. Ukuba awunaso isakhono sokuthetha esidlangalaleni, kufuneka uzilolonge kwaye uziphucule yonke imihla.

• Ukukwazi ukuziqhelanisa notshintsho

Ezinye iinkampani ziye zatshona ngenxa yokuba iinkokeli zazo bezingakwazi ukuhambisana namaxesha nokuqhelana notshintsho. Kufuneka ukwazi ukuziqhelanisa.

• Ukukwazi ukutyalomali kakuhle

Kuya kufuneka ukwazi ukwenza utyalo-mali olulungileyo. Bubuchule obuya kukuvumela ukuba ukhulise imali yakho kwaye wandise i-asethi yakho.

• Ukukwazi ukukhuthaza abanye

Kuya kufuneka ufunde ukuba yinkokeli kwaye ngaphezu kwako konke ukukhuthaza abanye. Oku kuya kukuvumela ukuba ube neqela eliqinileyo onokuthi usebenze ngoxolo ukuze uzenze isityebi.

Indlela yokutyeba?

• Yenza isigqibo sokutshintsha ubomi bakho

Abantu abaninzi bakhetha ukuhlala "ngoku" ngaphandle kokucinga malunga nokutyalomali. Banikezela davantage ukubaluleka kokubonakala kunye nokusebenzisa imali yabo ukuthenga iimveliso zodidi. Kufuneka uyiyeke le ndlela yokwenza izinto, ucwangcise kwangethuba kwaye wenze izigqibo ezifanelekileyo ngekamva.

• Guqula imbono yakho ngemali

Imali imele igqalwe njengento ephilayo. Akukho xesha ebomini bakho apho ungacingi ngemali. Okukhona ucinga ngayo, kokukhona inkuthazo ikunceda kwaye kokukhona unokuyifumana lula ukuba ikusebenzele.

• Musa ukuyityeshela imali, nokuba ingakanani na

Ubutyebi bakhiwa ngezixa ezincinci. Akufanele ukholelwe ukuba kuphela xa une-5 ye-000 yomzekelo oza kutyala imali. Unokuthenga ipotifoliyo yesitokhwe ngeemali ezincinci.

• Ukugcina ukuzuza ukuzimela ngokwezimali

Inkululeko yemali iza kwixabiso lokonga. Nangona umvuzo wakho wenyanga umncinci, ungaze ulibale ukonga. Le mali yongiwe iya kuthi ke isetyenziswe kutyalo-mali oluya kukuvumela ukuba ube sisityebi.

• Thenga izabelo zeenkampani ezidwelisiweyo

Endaweni yokutyala imali yakho kwi-akhawunti yokonga okanye kwi-inshurensi yobomi, kuya kuba ngcono ukuthenga izabelo zenkampani okanye ezininzi nge-broker efana. DEJIIKA. Oku kuya kunceda ukuba imali yakho ikhule ngokukhawuleza. Naba abarhwebi abafanelekileyo bokuthenga izabelo kwimarike yemasheya:

• Yazi indlela yokusebenzisa imali yakho ngobulumko

Ukwenza imali eninzi akuzisombululi zonke iingxaki zakho. Kufuneka ube sele uyazi indlela yokulawula incinci oyifumanayo. Kufuneka, kangangoko unakho, ukuphephe ukungena ematyaleni, wonge kwaye utyale imali kangangoko.

• Zibekele usukelo kwaye uzinike iindlela zokulufikelela

Inkululeko yezemali kufuneka ibe yinjongo yakho ephambili. Wakuba ubeke le njongo, kufuneka wenze yonke into ukuze uyifezekise. Into ephambili kukuba uhlale ugxininise kule njongo, ungaphinde uphazamiseke nantoni na.

• Ukuqalisa ngokurhweba kwi-intanethi

Ukuba ngumrhwebi kunokukunceda ukuba utyebe ngokukhawuleza. Kodwa ukuze ufike apho, kufuneka uqale ngokuziqeqesha. Emva koko kufuneka utyale imali engakuncediyo. Qiniseka ukuba uyahlula-hlula utyalo-mali lwakho lwemarike yemasheya ngokuhamba kwexesha.

Ukuba ufuna ukuqalisa ngokurhweba kwi-Intanethi, nazi ezona ntengiso zibalaseleyo onokuzisebenzisa:

Indlela yokutyeba ngokukhawuleza nangokulula?

• Qasha igumbi kwiflethi yakho

Musa ukushiya igumbi lakho lingenanto. Ungayirenta ukuze ufumane imali. Ukuba uya ekhefini, ungaphinda urente indawo yakho yokuhlala. Ngale mali, ungaqala ngokuthenga izitokhwe zenkampani, iibhondi okanye ii-cryptocurrencies.

• Renta indawo yakho yokupaka

Ukurenta indawo yakho yokupaka kunokukunceda ufumane imali ngokukhawuleza. Qokelela le mali nyanga zonke kwaye wakhe inkunzi onokuthi ujonge iindlela zokutyala imali kwimarike yemasheya okanye kwi-real estate.

• Thengisa izinto zakho ezingasetyenziswanga

Kwikhabhathi yakho mhlawumbi unempahla, izihlangu okanye ezinye izinto ongasazisebenzisiyo. Kungcono ukuzithengisa. Kunokuba uthengise igaraji, uya kuba ngcono xa uzithengisa kwi-Intanethi ngokuthatha iifoto ezisemgangathweni.

• Nikela ngesidoda, amaqanda okanye iplasma

Ukuba usempilweni, akukho nto ikuthintelayo ekunikeleni ngesidoda sakho, amaqanda okanye iplasma ukwenza imali ngokukhawuleza. Ngomzekelo wamadlozi ungalindela ukuya kutsho kuma-euro angama-45.

• Yenza imisebenzi emincinci

Ukukhathalelwa kwabantwana, ukucocwa okanye ukuhamba ngezinja kunokukwenzela imali yokutyala.

• Thengisa umdlalo okanye amatikiti ekonsathi

Nangona kunokuba semthethweni ukuthengisa amatikiti ngexabiso eliphezulu, ungakwenza oko ukwenza imali ngokukhawuleza. Yiya kwisiza esikhethekileyo sokuthengisa amatikiti kwakhona.

• Tyala imali kwizindlu nomhlaba

Ungathenga indawo yokuhlala okanye indlu ukuze uyihlaziye kwindawo esakhulayo ngexabiso elifikelelekayo.vantageux. Emva kokwenza umsebenzi wokulungisa, musa ukulinda ixesha elide ukuyithengisa kwakhona.

• Funda ukurhweba

Nangona imingcipheko yayo, i-stock market yindlela enomdla yokwenza imali yakho ikhule. Ukuba awuyazi nto malunga nokurhweba, ngaphambi kokuba utyale imali yakho, yenza ukuthengisa ngephepha kwi-akhawunti yedemo ye-stock market ukuze ufunde imithetho.

• Yisebenzise kakuhle imali yakho

Yenza utyalo-mali lwexesha elide kunye nenzala ephezulu kwaye uqinisekile ukuba uya kuba sisityebi. Unokuqala ngokugcina imali encinci.

• Tyala kwimfundo yakho

Eyona asethi inkulu onayo nguwe. Ukwakha ubutyebi bakho, kufuneka uqale ngokutyala imali kwimfundo yakho, uqeqesho, kunye nokufumana ulwazi kunye nezakhono eziyimfuneko zokusukela ishishini elinokuba nengeniso.

Indlela yokutyeba ngemali encinci?

• Hlala ugxile kwaye uqeqeshe. Kufuneka uchaze into oyifunayo kwaye usete uqeqesho oluyimfuneko ukuze uyifezekise.
• Yenza okuthandayo. Kungokwenza into oyithanda ngokwenene ukuze ube sisityebi ngokulula nangemali encinci.
• Yeka ukuchitha kwaye uqale ukutyalomali. Musa ukulinda de ube nemali eninzi yokutyala. Ungayenza nangomvuzo wakho omncinci.
• Tyala umqeshi wakho kwisicwangciso somhlalaphantsi. Nokuba nje i-1% yomvuzo wakho ungatyalwa ngenyanga kolu cwangciso lomhlalaphantsi.
• Utyalo-mali kwiingxowa-mali ezifanayo. Iimali ezihlangeneyo zikuvumela ukuba utyale imali kwipotfoliyo yesitokhwe kunye neebhondi kwintengiselwano enye.
• Ukoyisa uloyiko lwakho lokutyala imali. Imarike yemasheya, umzekelo, inokuba nzima, kodwa ukuba unomdla kuyo, inokuba lithuba lobutyebi, ngakumbi xa usebenzisa abalamli abathembekileyo.

Yeyiphi imisebenzi ekuvumela ukuba ube yiMillionaire?

• Umbhanki
• udokotela
• Injineli yepetroleum
• Umbhali
• ummeli
• Trader
• Usomashishini
• Ingcali ye-inshurensi
• Umthengisi / uMrhwebi
• Umthengisi wempahla
• Umphuhlisi wesoftware
• Umqhubi wenqwelo moya
• Umlawuli wezithuthi zomoya
• Imbaleki eqeqeshiweyo

Indlela yokutyeba kwi-Intanethi?

• Gxila kwi-niche. Umxholo oqhelekileyo awuyi kuba yi-asethi enkulu kuwe. Kuya kufuneka ufumane indawo yakho yobuchwephesha, into eyahlukileyo kwinto eya kwenziwa ngabanye.
• Ukwenza iwebhusayithi okanye ibhlog. Ukuba yiblogger okanye indawo yorhwebo ye-e-commerce kunokuba yindlela yokwenza imali kwi-Intanethi.
• Thatha umdla kurhwebo lwe-intanethi. Ngolwazi oluthile kule ndawo, uya kufumana amaqonga amaninzi apho unokurhweba kwaye uzame ukwenza inzuzo kwiimarike zemali.
• Yenza intengiso edibeneyo. Ukuthengisa okanye ukuthengisa iimveliso zomnye umntu kunokukwenza imali eninzi, ngakumbi ukuba unoluntu olukhulu lwe-intanethi olukulandelayo okanye ukuba unewebhusayithi etyelelwe kakhulu okanye ibhlog.
• Yiba yimpembelelo. Unokwenza imali kwiakhawunti yakho ye-Facebook, Instagram, njl.njl ngokuvelisa uthethathethwano ngokutshintshiselana ngembuyekezo enkulu.

Unokufumana Njani Ubutyebi Ngaphandle Kokusebenza?

• Tyala imali kwizabelo ezihlawula izabelo. Banokuvelisa ukuya kuthi ga kwi-€ 1,000 ngenyanga. Ngezakhono ezilungileyo zokubikezela, imbuyekezo yakho yonyaka inokuqala ukusuka kwi-15% ukuya kwi-25%.
• Thengisa kwi-intanethi. Ekuphela kwento oyifunayo yiwebhusayithi ye-e-commerce kwaye ukuthengisa kwi-intanethi kunokuba ngumthombo wakho ophambili wengeniso.
• Yenza isitishi sikaYouTube. Kufuneka udale umxholo ukuze uzalise itshaneli yakho. Ufumana intlawulo ngokusekelwe kwinani leembono umxholo wakho ufumana.
• Funda ii-imeyile kwaye uphendule uphando. Nge-smartphone okanye ikhompyuter, unokuhlawulwa ukuba ufunde ii-imeyile zenkampani kunye / okanye uphendule uphando lwabo.
• Thatha inxaxheba kwizilingo zeklinikhi. Ufaka isandla kwinkqubela phambili yesayensi kwaye uhlawulwe ngaxeshanye.

Indlela yokutyeba kwiMizuzu emi-5?

• Soloko unenjongo yosuku. Ixesha lakho malisetyenziswe ngobulumko. Ukwenza oku, kufuneka uvuke ngento eya kunika intsingiselo kuzo zonke izenzo zakho imini yonke.
• Shiya ingqesho evuzwayo ukwenzela ishishini. Ngokuqinisekileyo kufuneka ube ngumphathi wakho ngokwenza ishishini endaweni yokuthengisa ixesha lakho.
• Yabelana ngokuthanda kwakho. Yenza ikhosi yoqeqesho kwisifundo osithandayo onokuthi wabelane ngaso nabanye.

Indlela yokutyeba kwiminyaka emi-5?

• Zifundise ngokwezimali. Kufuneka ufunde indlela yokufunda onke amaxwebhu emali kwaye ufumane eyona ndlela ingcono yokuphucula ikhredithi yakho.
• Lawula imali yakho. Kufuneka usoloko uchitha imali encinci kunomvuzo wakho, ucwangcise iimali zakho, kwaye ulawule ityala lakho.
• Ukukhathalela impilo yakho. Ukuze ube nomgangatho ongcono wokuphila, impilo yakho kunye nokuba sempilweni kufuneka kube yinkxalabo eqhubekayo kuwe.
• Wuphephe umgibe wokunyuka kwamaxabiso. Kufuneka unciphise umgangatho wokuphila kwakho kangangoko. Kubalulekile ukuba uphile ubomi obulula ukuze uphucule indlela oyisebenzisa ngayo imali.

Iingcebiso ezili-10 zokutyeba

• Ukwenza isigqibo sokuba sisityebi. Ukuba sisityebi sisigqibo sokuqala nesiphambili. Ukuze ubalekele intlupheko, kufuneka uyifune kwaye wenze oko kufunekayo ukuze uphume kuyo.
• Yenza isicwangciso. Kuphela isicwangciso esisekwe ngokucacileyo siya kukuvumela ukuba ufezekise iinjongo zakho zemali.
• Hlawula izinto ozithengileyo ngemali. Oku kukunceda ukuba uqonde ixabiso lemali kwaye ke uchithe imali encinci kwizinto ezingenamsebenzi.
• Thenga ngesandla. Yonke into esetyenzisiweyo ikunceda ukuba ufezekise imfuno ngelixa ugcina imali.
• Hlala ucela isaphulelo. Ngalo lonke ixesha ucela kwaye ufumane isaphulelo kwizinto ozithengileyo, wonga imali.
• Nciphisa iindleko zakho zokuphila. Umzekelo, unokukhetha ikhuphoni egqithisileyo okanye uthenge ngobuninzi.
• Misela inkqubo yokonga ngokuzenzekelayo. Umzekelo, unokucela ibhanki yakho ukuba itsale i-10% yomvuzo wakho rhoqo ngenyanga.
• Utyalo-mali kwii-asethi sisisombululo sokukhulisa ixabiso lemali yakho, ngelixa amatyala ebangela ukuba ilahlekelwe lixabiso.
• Khetha indawo elungileyo. Ngokuxhomekeke kwinto ofuna ukuyenza, kufuneka ufumane eyona ndawo ifanelekileyo yaloo njongo.
• Ukuphuhlisa umsebenzi wesibini: Ukugcinwa kunye notyalo-mali akwanelanga. Kuyimfuneko ukuphuhlisa umthombo oncedisayo okanye owongezelelweyo wengeniso.

Ngaba unokutyeba ukusuka ekuqaleni?

Ewe, ukuba nje uzingisa kwaye uhlale ugxile kusukelo lwakho. Ugxininiso kunye noqeqesho luyafuneka ukuze ube sisityebi ungabi nanto yanto.

✔️ Ngaba ufanele usebenzise amandla okwenza imali eninzi?

Ewe, ukuba uyayazi indlela yokuyisebenzisa kakuhle, kuba kungenjalo, isiphumo esinamandla sinokunyusa ukubhanga kwakho.

Ufumana njani ubutyebi ngokukhawuleza nangokulula?

Ungarenta igumbi elingenamntu kwindlu yakho, urentise indawo yakho yokupaka, uthengise yonke into ongayisebenzisiyo, unikele ngesidoda, amaqanda okanye iplasma, njl. Unako kwakhona kwaye ngaphezu kwakho konke ukutyala imali kwi-real estate okanye ukurhweba kwi-intanethi.

⏳ Uyenza njani imali uqala ngento?

Ungaliqala ishishini, wonge ukutyala imali, unciphise iindleko zakho kwaye ngakumbi amatyala kangangoko kunokwenzeka. Kufuneka kwakhona uzazise kangangoko kwaye uphuhlise izakhono ezitsha. Ngaphezu kwako konke, kufuneka ufunde ukuthatha umngcipheko. Kufuneka ekugqibeleni ukholelwe kuwe kwaye uphephe ukubonakala.

Indlela yokuba sisityebi ngaphandle kokusebenza?

Unokutyala imali kwi-dividend stocks nakwixabiso elincinci kwaye ekugqibeleni ufumane izabelo rhoqo. Kuyenzeka ukuba uqale ukuthengisa kwi-intanethi okanye wenze itshaneli yeYouTube ukwabelana ngomxholo wakho ngomrhumo. Usenokukhetha ukuthatha inxaxheba kulingo lwezonyango kwaye uhlawulwe.

Indlela yokutyeba kwi-20?

Kufuneka wenze inzuzo eyona njongo yakho iphambili. Okulandelayo, kufuneka uphindaphinde imithombo yakho yengeniso kwaye uncame ubomi bakho bentlalontle kangangoko kunokwenzeka. Ukoyiswa akufuneki kukudimaze. Kwakhona, kufuneka sijolise phezulu kakhulu kunesigidi, sibe namabhongo ngakumbi.