Ama-SCPI (Izinkampani Zotshalomali Lwezindlu): Ukuchithwa Kwemali Entsha Yokutshalwa Kwezakhiwo
I-Real Estate Investment Companies (SCPI) isiphenduke inketho edumile kubatshalizimali abafuna ukuhlukanisa iphothifoliyo yabo yezindlu nezindlu ngaphandle kwezinkinga ezivamile zokuphatha indawo ngokuqondile. Lolu hlobo lokutshala imali lunikeza enye indlela entsha ehlanganisa ivantages of ingcebo ngobulula bokuphatha okuphathisiwe.
Yini i-SCPI?
Ama-SCPI yizinhlaka zokutshala izimali ezihlangene ezivumela abatshalizimali ukuthi babe namasheya kuphothifoliyo ehlukahlukene yezimpahla ezithengiswayo. Lezi zimpahla zingabandakanya amahhovisi, izitolo, izindlu, izindawo zokugcina impahla, nezinye izinhlobo zezindlu ezithengiswayo. Ngokungafani nokuthengwa komuntu ngamunye kwendawo, abatshalizimali be-SCPI abanabo ngokuqondile abanikazi bezindlu ezithengiswayo, kodwa kunalokho baba ngamasheya enkampanini engasenayo.
Asebenza kanjani ama-SCPI
Ama-SCPI aqoqa izimali kubatshalizimali, abazisebenzisayo ukuze bathole futhi baphathe iphothifoliyo ehlukahlukene yezimpahla ezithengiswayo. Imali engenayo etholakalayo, ngendlela yerenti noma inzuzo enkulu ngokuthengiswa kwendawo, iphinde yabelwe abatshalizimali ngokulingana nenani lamasheya abanawo.
Ama-SCPI angahlukaniswa abe izigaba ezimbili eziyinhloko: ama-SCPI esivuno, agxile ekusabalaliseni imali engenayo evamile, kanye nenzuzo yemali eyi-SCPIs, egcizelela ukwazisa kwezimali zesikhathi eside.
Avantageama-SCPIs
- Ukuhlukahluka: Abatshalizimali bayazuza ekuhlukaniseni ngokushesha ngokuba namasheya kuphothifoliyo ehlukahlukene yezindlu nezakhiwo, okunciphisa ubungozi obuhlobene nokugxila endaweni eyodwa.
- Ukufinyeleleka: Ama-SCPI anikeza ukufinyeleleka kwezezimali ezimpahleni ezithengiswayo ezisezingeni eliphezulu, okuvumela abatshalizimali ukuthi babambe iqhaza kuzindlu ezithengiswayo ngaphandle kokuhlanganisa imali enkulu.
- Ukuphatha okuphathisiwe: Ukuphatha okuqashiswayo, ukukhanda kanye nokuphatha imisebenzi yokuphatha kusingathwa inkampani yokuphatha i-SCPI, ikhulula abatshalizimali ezibophweni ezihambisana nobunikazi obuqondile.
- I-Liquidity: Ngokungafani nezindawo ezithengiswayo eziqondile, amayunithi e-SCPI angaphinda athengiswe kalula emakethe yesibili, anikeze imali ethile kubatshalizimali.
Izingozi okufanele zicatshangelwe
- Ubungozi bemakethe: Inani lamayunithi e-SCPI lingashintshashintsha kuye ngendawo ethengiswayo nezimo zemakethe yezezimali.
- Ingcuphe yokuqasha: Imali engenayo esabalalisiwe incike emandleni abaqashi okukhokha irenti yabo, engathinteka ngezikhathi zezomnotho ezinzima.
- Izimali zokuphatha: Ama-SCPI afaka izimali zokuphatha zonyaka, ezingaba nomthelela ekubuyiseleni okuphelele kubatshalizimali.
Isiphetho
Ama-SCPI amele enye indlela ekhangayo yalabo abafisa ukutshala izindlu nomhlaba ngaphandle kobunzima bokuphatha okuqondile. Kodwa-ke, njenganoma yikuphi ukutshalwa kwezimali, ukuqonda okuphelele kwezingozi nobungozivantages ibalulekile. Ama-SCPI angadlala indima ebalulekile ekwakheni iphothifoliyo ehlukahlukene futhi anikeze abatshalizimali ukufinyelela okulula emakethe yezindlu nezindlu.
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