Finq.com Review: Is This Broker Reliable?

Finq.com is an online broker regulated and authorised by the Seychelles FSA. Its brokerage services cover several fairly popular asset classes, backed by solid, high-performance platforms. Can you trust this broker? Yes. Read on for more details about its business in this Finq.com review.

Finq.com Customer Reviews

Before looking at the broker’s services and offers, take a look at what its clients think. Here are a few Finq.com reviews left as comments on forums:

To go further, also read our guides “ICM.com Review” and “Bitcoin.com Review”.

Who Is Finq.com?

Finq.com is the online brokerage platform of Dilna Investments Ltd, which in turn belongs to Lead Capital Corp., the investment company under which it operates. Founded in 2017, the broker already offers its clients more than 2,100 assets and has no plans to stop there. Finq.com is not a French broker.

Because of its offshore regulation, Finq.com does not come across as a reliable platform. What about its brokerage services?

Key Facts About Finq.com

Here is some key information about Finq.com’s brokerage services:

Is Finq.com an ECN Broker or a Market Maker?

The online broker offers no dealing desk client access, so it can be classed as an ECN broker. Among other things, this means you get real-time market prices, benefiting from the bid and ask prices of third-party traders.

Finq.com Leverage

Leverage is essentially trading margin granted by your broker to help you trade larger positions. At Finq.com, the maximum leverage is 1:300. We have no particular experience on the platform, and the broker gives no further information on how this leverage may vary.

Financial Instruments Available on Finq.com

As mentioned above, the variety of financial instruments is one of the main strengths of this Seychelles-based platform. Finq.com offers a selection of more than 2,100 assets across the following classes:

• Currency pairs (Forex);
• Indices;
• Stocks;
• Bonds;
• Commodities: precious metals, oil and agricultural products.

Finq.com Deposits and Withdrawals

Next, let’s look at the deposit and withdrawal system the broker has set up for its platform. To begin with, Finq.com supports several currencies for opening a trading account. You can choose from:

• EUR (euro);
• USD (US dollar);
• CHF (Swiss franc);
• RUB (Russian ruble);
• LKR (Sri Lankan rupee);
• ZAR (South African rand);
• INR (Indian rupee).

The accepted payment methods for deposits and withdrawals are:

• Bank transfer;
• Credit/debit card (Visa, Mastercard & Maestro);
• Neteller;
• Skrill;
• FasaPay.

How to Contact Finq.com

Every serious broker should offer responsive customer support that can be reached through different channels. Finq.com is no exception and offers the following ways to get in touch with its support team:

• WhatsApp: +357 97 712478;
• Online chat: live chat on the finq.com website.

Note that the broker’s support services are not available in French. The main languages offered are English, Spanish, Chinese, Arabic and Vietnamese.

Can You Trust Finq.com?

Before answering, note that the Dilna Investments Ltd online broker holds offshore regulation. This does not work in Finq.com’s favour in this review, especially as that licence is not among the most reliable when it comes to investor protection. So even though the platform is reliable, we do not recommend trusting this broker. You can turn to safer offers such as Vantage or eToro, for example.

Is Finq.com a Scam?

We read several comments from Finq.com clients containing the word “scam”. This suggests the platform is not 100% reliable. On the other hand, other comments describe the broker as a safe investment option. It is therefore hard to tell whether the complaints against Finq.com are justified or simply come from investors unhappy about losing money on the markets.

Finq.com Regulation

As mentioned earlier, the Finq.com online brokerage platform does not hold regulation of its own. Its activities are covered by an offshore licence granted to Dilna Investments Ltd and LeadCapital Corp, under which it operates. This is a Seychelles Financial Services Authority (FSA) licence, number SD007, held since 2007.

This is the only financial and legal authority the broker operates under, which is very thin compared with other trading offers such as Vantage. This costs Finq.com a few points in this review of its services.

Is There a Finq.com France?

As a French platform, we need to answer this question for investors across the country. Unfortunately, Finq.com has no offices other than those in Seychelles. If you are looking for a broker closer to home, you can always check out eToro’s offers.

Is Finq.com an AMF-Regulated Broker?

The Autorité des marchés financiers (AMF), France’s financial markets regulator, keeps a blacklist of all firms that may be dangerous for French investors. Finq.com is not on that list, which is a good point, but that does not make it an AMF-authorised broker. The services and offers of the online broker do not comply with the regulator’s rules, so it cannot claim that status.

How Does Finq.com Protect Client Funds?

For this Finq.com review, we also checked what safeguards the broker offers to protect client funds. What we can say is that the platform lacks transparency on the subject. We did, however, find that the broker offers the following minimum protection:

• Segregation of funds: this prevents any mixing of client capital with the broker’s own money.

There is no negative balance protection and no client compensation fund if the trading platform goes bankrupt or closes. Finq.com clearly does not provide enough cover for investors, which costs it more points in this review.

How Does the Broker Protect Client Data?

Finq.com points to its offshore regulation to assure clients that none of the sensitive data collected on its site is used for commercial purposes. Cookies, for their part, generate identifiers linked to non-sensitive information, which are only shared with the broker’s partners within a framework regulated by the FSA. These measures are not reassuring, especially given the type of licence the broker holds. This further convinces us that this platform is not the safest place to invest your money.

What Awards Has Finq.com Received?

The broker’s track record is still empty, partly because Finq.com has not yet managed to win over the financial world, and traders in particular.

Finq.com Trading Account Types

When it comes to trading itself, Finq.com’s offers look fairly interesting. The broker offers several accounts to suit as many trader profiles as possible. Here are the available accounts and their features:

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The Silver Account

This is the basic account available on the platform. Ideal for less experienced traders, it offers:

• $100 minimum deposit;
• Daily market reviews;
• 24/7 customer service;
• Dedicated account manager;
• Access to MT4 and AppTrade;
• Spreads from 0.6 pip (Gold);
• 0.20% commission on stock trading;

The Gold Account

Also aimed at less experienced traders, this account offers a few advantages over the Silver account. It gives you:

• $10,000 minimum deposit;
• Daily market reviews;
• 24/7 customer service;
• Dedicated account manager;
• Access to MT4 and AppTrade;
• Spreads from 0.5 pip (Gold);
• 0.16% commission on stocks;
• Daily premium analysis of market movements.

The Platinum Account

Building on the Gold account, it adds only a few extra options. Here you get:

• $50,000 minimum deposit;
• Daily market reviews;
• 24/7 customer service;
• Dedicated account manager;
• Access to MT4 and AppTrade;
• Spreads from 0.4 pip (Gold);
• 0.12% commission on stocks;
• Daily premium analysis of market movements;
• Premium customer service.

The Exclusive Account

This is the last dealing desk account on the platform. It offers:

• $100,000 minimum deposit;
• Daily market reviews;
• 24/7 customer service;
• Dedicated account manager;
• Access to MT4 and AppTrade;
• Spreads from 0.3 pip (Gold);
• 0.08% commission on stocks;
• Trading Central;
• Daily premium analysis of market movements;
• Premium customer service.

The Classic ECN Account

As its name suggests, this is the entry-level no dealing desk account. It gives you:

• $1,000 minimum deposit;
• Daily market reviews;
• 24/7 customer service;
• Dedicated account manager;
• Access to MT4 and AppTrade;
• Spreads from 0.4 pip (Gold);
• 0.16% commission on stocks;
• $8 commission per lot on Forex and precious metals trading

The Pro ECN Account

This is Finq.com’s account for trading large volumes live. Among other things, it gives you:

• $50,000 minimum deposit;
• Daily market reviews;
• 24/7 customer service;
• Dedicated account manager;
• Access to MT4 and AppTrade;
• Spreads from 0.3 pip (Gold);
• 0.08% commission on stocks;
• Trading Central;
• $8 commission per lot on Forex and precious metals trading;
• Daily premium analysis of market movements;
• Premium customer service.

Which Finq.com Account Do We Recommend in 2025?

As you have seen, Finq.com offers a large number of trading accounts that differ only by a few small features. This is not a platform we advise you to invest on, but if you have to choose an account, the Classic ECN offer is probably the best. As well as offering fairly low average spreads, this account gives you access to the best tools the broker provides.

What Are Finq.com’s Trading Fees?

You will face several types of charges when trading on the Finq.com platform. The 3 main trading fees and costs are:

Commissions

These vary depending on the account type and only apply to Forex, metals and stock trading. Here is an overview of the commissions charged by Finq.com:

• $8 per lot on Forex and metals trading with the ECN account;
• 16% on stock trading with the Gold account.

Swaps

These are the fees for keeping your positions open from one session to the next. Finq.com gives no further information about how they are charged.

Spreads

The spread is the difference between the ask price and the bid price of an underlying asset on the market. Here are some values offered by the online broker:

Finq.com Trading Platforms

The broker offers its clients two high-performance trading platforms. Here are a few points about their features:

MetaTrader 4

Developed by MetaQuotes Software, this is the most popular trading platform in the world. As well as being versatile, it comes with many well-known indicators and oscillators. It is available on mobile and PC/Mac.

Finq WebTrader and App Trade

These are the platforms developed in-house by Finq.com. They let you access your account and your investments. Both share the same clean, understated design while providing robustness and security when you trade.

Finq.com Education

Online brokers usually offer inexperienced traders support in the form of training. Unfortunately, this is not the case with Finq.com. No page on its website contains articles or videos of this kind, which costs Finq.com points in this broker review.

Is There a Finq.com Welcome Bonus for November?

A $50 bonus is available when you open an account on the platform. It requires you to fill in all the information required for the account. On top of that, Finq.com also offers a first-deposit bonus of up to 30% of the initial amount.

Finq.com Affiliate Options

The broker does not offer the kind of affiliate programme we usually see. Instead, there is simply a referral programme on the platform, paid according to the number of “friends” referred and the volume of assets they trade.

Finq.com Pros and Cons

Here is a summary of all the strengths and weaknesses of the online platform identified in this Finq.com review.

Finq.com vs Other Brokers

For this Finq.com review, we also wanted to see how its trading offer compares with other online brokers with a similar profile. Here is a comparison table of CFD and Forex brokers:

Broker	Strengths	Client Rating
	Live spreads Low fees MetaTrader 4 platforms available	★★★☆☆ 3/5	Discover
	Excellent stock broker Client fund protection Comprehensive forex education	★★★★★ 5/5	Discover
	Tight spreads Free deposits/withdrawals Comprehensive education section	★★★★☆ 4.5/5	Discover
	Copy trading feature Large community Buy stocks for €0	★★★★☆ 4.5/5

Conclusion: What to Make of Finq.com in 2025?

At the end of this article, our overall verdict on Finq.com is rather negative, just like our Fusion Markets review. Although the platform has some strengths, such as its range of accounts and low fees, its security shortcomings make it hard to recommend. Can Finq.com be considered the best Forex broker? No, because eToro is a much better online broker.

Feel free to leave your review in the comments if you have already used Finq.com or if you have any other questions about this broker