Fortuneo Leverage: Levels, Fees and How to Change It

Fortuneo’s platform offers leverage of up to 1:5. Fortuneo leverage lets you invest more than your capital in the hope of larger gains. Trading with leverage multiplies your exposure relative to your initial investment and lets you open bigger positions, with correspondingly bigger risks.

Fortuneo Leverage by Account Type

Fortuneo offers different trading leverage levels depending on the account type and the amount invested.

Fortuneo PEA

The PEA, or share savings plan (plan d’épargne en actions), is an ideal way for beginners to invest in the stock market. It lets you hold shares in many French or European companies.

Fortuneo PEA-PME

The PEA-PME works like the PEA, except that it lets you invest in small and medium-sized enterprises or mid-sized companies.

Fortuneo Securities Account

Fortuneo’s ordinary securities account lets clients buy and hold shares in French, European and even international companies.

This table summarises the different leverage levels offered by Fortuneo for each account type.

Note also that leverage depends on the regulatory zone and its rules. Read our Fortuneo review.

If this topic interests you, also see “The Best 1:100 Leverage” and “IG Markets Leverage“.

Leverage by Regulation and by Market

Many speculators use leverage because of its ability to multiply the gains on an investment. On Fortuneo’s platform, you can use leverage to buy up to 5 times more shares on the stock market.
Here is a detailed breakdown of Fortuneo leverage by market type and regulator.

The vast majority of Fortuneo clients’ stock market orders are executed by Procapital, a subsidiary of Crédit Mutuel. The remaining orders are executed by Natixis, an investment bank belonging to the BPCE group. Both entities are authorised by the Autorité des marchés financiers (AMF). Under current regulations, maximum leverage is 1.5 on all shares.

How to Change Your Leverage

To change your Fortuneo leverage, simply follow these steps:

• log in to the client area;
• click “Profile and Settings”;
• go to the “Stock market settings” section;
• choose the leverage option;
• fill in the investor profile form and confirm.

Changes take effect immediately for leverage below 5. However, if the trader wants to use leverage of 5, the form must be sent to the company, and it can take up to 10 days to get a response to the request.

Changes Made by Fortuneo

When opening an account with Fortuneo, traders generally have two options: self-directed management of their account or discretionary management. In the first case, the trader alone has rights over their positions. With discretionary management, however, the account is entrusted to the broker, which therefore has the right to change the leverage at Fortuneo if it deems it necessary.

Diversifiez votre patrimoineInvestissez dans l’artDes tableaux originaux, pièces uniques signées par l’artiste. Un actif tangible, loin des écrans et des cotations.Voir les tableaux →

How to Trade Without Leverage

On Fortuneo, trading without leverage is fairly simple. Just follow the change procedure described above and set the value to 1:1. In this case, the broker applies no margin to the investment and the trader uses only their own funds. It is also possible to trade shares without leverage by buying the securities directly.

Fortuneo Fees: Courtage Plan

This plan is only available for securities accounts. It waives brokerage fees for clients on the first two orders below €10,000. Subsequent orders are charged €20 each. For orders above €10,000, Fortuneo charges a 0.20% commission. However, this plan is only available to investors with €50,000 in capital.

Note that these fees mainly apply to the Euronext equity market.

Optimum Plan

This plan suits accounts with low capital and offers stable commissions for orders below €2,000. For orders under €500, fees are €1.95, and orders between €500 and €2,000 are charged €3.90. As with the Courtage plan, commissions are 0.20% above €2,000, but the Optimum plan has no minimum holding or trading requirement.

Active Trader Plan

This plan is aimed at traders who make more than 30 trades a month or 90 over 3 months. For orders above €10,000, the commission on each trade is set at 0.12%. Below €10,000, the fee is set at €9.50.

Trader 100 Orders Plan

As its name suggests, it suits people who make more than 100 trades a month. In this case, the commission is set at €6.50 for orders below €100,000. Above this amount, orders are charged at 0.10% per order. Fortuneo’s leverage is lower than XM’s.

Have you already used leverage in your trading? Share your experience with the community in the comments!