Lately, more and more people want to invest in cryptocurrency for the long term. Even institutional investors are getting involved. Here is a closer look at long-term cryptocurrency investing.
Long-Term Crypto Investment: Good or Bad Idea?
Investing in cryptocurrency for the long term seems an obvious choice. Cryptocurrencies are certainly very volatile assets. However, this volatility smooths out over the long term. According to experts, you should invest for at least 3 years to optimize profits. Investing in cryptocurrencies is therefore an attractive investment.
Cryptocurrency is the future of global finance. Since 2015, we have seen a relentless increase in global cryptocurrency trading and transaction volumes. And every year, new cryptocurrencies are created. It is a real revolution, and these trends are unlikely to stop within the next few years (or even many years).
Cryptocurrencies are set to become key players in the economy of the future. By 2030, specialists even predict the collapse of the global financial system as we know it, giving way to digital currencies.
To go further, also read our guides “Cryptocurrency” and “Cryptocurrency Prices & Marketcap“.
Which Cryptocurrency to Invest in for the Long Term? Top 10
- Dogecoin DOGE
- Ethereum ETH
- Safemoon SAFEMOON
- Ripple XRP
- Cardano ADA
- Uniswap UNI
- VeChain VET
- Litecoin LTC
- Ethereum Classic ETC
What Is the Most Profitable Cryptocurrency?
Want to invest in cryptocurrency for the long term? You are better off turning to the market leaders to reduce the risks.
Bitcoin
Even though it is becoming relatively expensive, Bitcoin has proven itself more than once. Thanks to its staying power, it stands out as the best cryptocurrency of 2025. With more than 50% of the market, it aims to be the ideal solution to:
- store value,
- invest,
- transfer funds.
Why invest in bitcoin for the long term? Quite simply because of the low volatility of this market: prices are becoming more predictable.
Another reason: its high liquidity really makes investing easier. It is also worth noting that Bitcoin is among the payment methods accepted in various sectors.
Ethereum
Ethereum has established itself as Bitcoin’s main rival. In 2020, it posted performances as spectacular as Bitcoin’s. And with its 2.0 version, it stands out as one of the best-performing cryptocurrencies of 2025.
Litecoin
Another cryptocurrency that is profitable over the long term: Litecoin, another Bitcoin competitor. Recently, it has seen many improvements: faster transactions, lower transaction fees and more. Enough to help you quickly make your cryptocurrency investment pay off.
What Are the Benefits of Long-Term Crypto Investing?
The long-term strategy is one of the best strategies for trading cryptocurrencies. With it, you stay aware of everything happening in the crypto market. What’s more, if you stay in longer, you don’t have to trade every day. In other words, your transaction fees will be lower.
More specifically, investing in cryptocurrency for the long term has two major advantages:
- You will pay lower transaction fees
- Risks will be reduced
Lower Fees
When you trade constantly, your transaction fees keep rising too. But with this type of strategy, you will not have to pay brokerage fees all the time, because long-term investors do not trade every day. They do not waste their profits on fees.
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When you keep jumping in and out of the market, you can miss good opportunities. For example, while you are out, there could be an opportunity to make money. With the long-term strategy, on the other hand, you are always in the market.
How Much Money Should You Invest in Crypto for the Long Term?
New to crypto trading? Deciding how much to invest is not easy. The trick: only invest an amount suited to your profile. Suppose you have capital of €100. The amount you invest would be:
- €10 maximum if you are still a beginner;
- €25 maximum if you have an intermediate profile;
- €50 maximum if you are already an experienced trader.
Long-Term Crypto Investing: How Much Money Can I Make?
To help you understand how much money you can make by investing in cryptocurrency, let’s take Dogecoin as an example. It is a crypto that has seen quite incredible growth this year.
Suppose you bought one Dogecoin in July 2020. At that time, its price was only €0.00282. By holding it for a year, you would have made €0.17132 on a single Dogecoin, since this July its price rose to €0.17414, an annual gain of more than 6,000%.
5 Tips to Follow Before Investing in Crypto for the Long Term
To avoid any kind of capital loss, here are our five tips:
- Spread your holdings across wallets
It is too dangerous to keep all your cryptocurrencies in a single wallet. Suppose you store all your cryptos in the same wallet and that provider goes bust one day. The result: you lose everything in a split second.
When you keep your virtual currencies in several wallets, if one collapses, the others can offset the loss.
- Research the Cryptocurrency Before Investing
Investing in cryptocurrency works the same way as buying a car or a house: before you start, you need to find out about what you are buying. For cryptocurrency in particular, you need to determine:
- who its users are;
- how many people use the platform;
- whether it is volatile or not;
- whether it is profitable over the long term.
Once you know everything about the different cryptos, it will be easier to make a decision.
- Don’t Invest All Your Money
Investing all your savings in cryptocurrency is a beginner’s mistake. To avoid any kind of loss, only invest a sum of money you can afford to lose and that will not affect your day-to-day life.
- Watch Out for Scams
Scams are nothing new in the cryptocurrency world, and they take many forms. So be wary and always stay on your guard so you don’t lose your money.
- Track Your Profits
When you invest in cryptocurrency, you can make money or break even (that is, neither lose nor gain). In the worst case, you can lose part of your capital. So it is important to keep a close eye on your results. To do this, use dedicated apps such as Delta or Blockfolio.
Which Cryptocurrency Should You Buy?
Buying cryptocurrency involves two types of players:
- Holders: those who buy
- Traders: those who trade.
Holders generally have a long-term vision. Traders, on the other hand, prefer to trade actively. They want to take advantage of market volatility to grow their capital quickly.
Buying virtual currencies is therefore like making stock market investments. So it is hard to say which is the best cryptocurrency to buy. The reason: each currency has its own characteristics, advantages and disadvantages. And don’t forget that every investor has their own goals and way of investing.
What Are the Best Ways to Assess the Long-Term Value of Cryptocurrencies?
Like any other financial investment, cryptocurrencies carry risks (especially when it comes to long-term investing). Before you buy a cryptocurrency, you need to do your research. Above all, it is important to ask yourself the right questions.
What Is This Cryptocurrency’s Market Share?
The rule is simple: the larger a cryptocurrency’s market share, the more dominant its position.
What Is Its Trading Volume?
How much is used per day? Is the volume increasing over time? If so, that is a good sign, as it shows adoption. This virtual currency is then a good long-term investment.
Does the Technology’s Development Match Its Goal?
If the goal goes hand in hand with the technology’s development, the cryptocurrency has a good chance of gaining market share, which makes it a good long-term bet.